Ed Olimpio's Blog | LendGen Mortgage Bankers

How Your Student Loans May Affect Your Ability to Get a Mortgage

Posted by Ed Olimpio on Apr 3, 2025

Your student loans don’t have to become a barrier to homeownership. If you have missed student loan payments, check your credit reports regularly for free at AnnualCreditReport.com...Read More

We’re Here to Help: 3 Ways to Prevent Unsolicited Mortgage Offers, Current Legality of Trigger Leads

Posted by Ed Olimpio on Mar 26, 2025

What do applying for a mortgage, financing a new car, and opening a new credit card have in common? An influx...Read More

How to Build the Strongest Offer

Posted by Ed Olimpio on Mar 20, 2025

Here are the four biggest challenges buyers are facing today: Competing against cash...Read More

FHA Expands Income Guidelines to Include Those Sharing Housing Expenses

Posted by Ed Olimpio on Mar 13, 2025

The Federal Housing Administration (FHA) recently updated its guidelines to include income from boarders or significant others who share your housing expenses....Read More

Ready to Sell This Spring? 8 Tips to Get the Best Price for Your Home

Posted by Ed Olimpio on Mar 6, 2025

Timing your home sale can be tricky, especially when factoring in mortgage rates, local market conditions, and your personal situation. While listing during the warmer months tends to yield better returns, it’s important to work closely with your agent to determine the best time to list for your unique circumstances....Read More

Zillow Study Shows Sellers Who Skip the MLS Lose Thousands

Posted by Ed Olimpio on Feb 26, 2025

A new Zillow study reveals significant financial consequences for home sellers who did not list their properties on the Multiple Listing Service (MLS)....Read More

What Does It Mean When Your Mortgage Is Sold?

Posted by Ed Olimpio on Feb 20, 2025

A mortgage sale might feel like a big change, but rest assured, it’s a routine part of the process. It allows lenders to keep offering loans to future homeowners while investors help manage the mortgage market....Read More

Why Are Sellers Asking Buyers to Waive Their Appraisals?

Posted by Ed Olimpio on Feb 11, 2025

Before deciding to waive an appraisal, we recommend that homebuyers work closely with their real estate agent and mortgage advisor to carefully consider the market conditions, property details, and the potential risks involved....Read More

2025 Tax Season Checklist: Everything Homeowners Need to Know

Posted by Ed Olimpio on Feb 5, 2025

Navigating the 2025 tax season may feel daunting, but with the right amount of preparation, you’ll be ready to file with ease....Read More

Real-Life Treasure: Checking Unclaimed Funds

Posted by Ed Olimpio on Jan 29, 2025

Most people have never heard of unclaimed funds, but if a business, government office, or other source owes...Read More

3 Reasons to Consider Purchasing a Home for Your College Student

Posted by Ed Olimpio on Jan 22, 2025

Buying a home in a college town requires careful consideration, but it can be a viable strategy to reduce college-related expenses, ensure your student has a safe and comfortable living environment, and potentially earn rental income....Read More

Debt Consolidation Loans: A Strategic Way to Manage High-Interest Debt

Posted by Ed Olimpio on Jan 16, 2025

With rising credit card balances and increasing debt levels across the nation, debt consolidation loans are becoming an important tool for many homeowners....Read More

The Most Commonly Asked Home Inspection Questions

Posted by Ed Olimpio on Jan 9, 2025

A home inspection can offer peace of mind by ensuring the property you're about to buy is safe, functional,...Read More

How to Manage Your Streaming Service Subscriptions in 2025

Posted by Ed Olimpio on Jan 2, 2025

By being proactive about reviewing your subscriptions and setting reminders, you can keep your streaming budget under control while still enjoying your favorite content....Read More

2025 Housing Market Predictions

Posted by Ed Olimpio on Dec 19, 2024

As we head into 2025, the housing market looks set to experience more balance compared to the volatility of the past few years. While mortgage rates may not return to their record lows, their gradual decrease will likely stimulate demand....Read More